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Read about the latest news in finance and accounting, written for you by 3B Financial Services real world accountants!

Rise in the minimum wage: how this affects your business
From 1 July 2026, the minimum wage for Australian workers will increase. We explain the numbers behind the increase and the potential impact for your small business.
#minimumwage #cashflow #businesstips

What the new anti-money laundering and counter-terrorism financing rules mean for our services
From 1 July 2026, thousands more businesses—including accounting and professional services firms—are now regulated under Australia’s anti-money laundering and counter-terrorism financing (AML/CTF) laws.

Why your accountant is the mentor you didn’t know you needed
Looking for someone to guide your entrepreneurial journey? Your accountant could be the mentor you didn’t know you needed.
#businessadvice #SmallBusiness #mentoring

Does your Aussie small business have a succession plan?
Research from MYOB shows nearly half of Baby Boomer business owners are planning to exit in the next 1 to 5 years. But do you have a succession plan in place to guide this exit?

Could your business survive without you?
Would your business fall apart without you? What’s your Plan B in case of accident, illness, or just so you can take an occasional holiday? If you were thinking of selling it, what’s your exit strategy?

Interest rates come down: how could this affect your business finances?
The Reserve Bank of Australia has lowered interest rates. What does a drop in interest rates mean for you, your business and your financial opportunities?
#interestrates #funding #businesstips

Should you buy or lease your business assets?
Should you buy or lease your new equipment? Here are some pros and cons of each. We also can review your financial position, cashflow and cost base to decide whether buying or leasing is the right thing for your business.
#businessadvice #SmallBusiness

Rise in the minimum wage: the impact for your business
From 1 July 2025, the minimum wage for Australian workers increases by 3.5%. We explain the numbers behind the increase and the potential impact for your small business.
#minimumwage #cashflow #businesstips

Coping with the skyrocketing cost of living
Household living costs have skyrocketed and seem set to keep rising this year. Here are our 12 top tips for coping with the rapidly increasing cost of living – ways to earn more, spend less, and invest in your future.
#inflation #economy

Federal Budget 2025-26: what it means for your small business
The Treasurer, Jim Chalmers, delivered the Federal Budget on 25 March. But what’s in the Budget for small business owners? We’ve got the lowdown on the main opportunities.
#FederalBudget #Budget #businesstips

How to optimise your business: go digital and automate the business
Want to optimise your business for 2025? Going digital and embracing the latest automation and AI tools is a must. We’ve got five ways for you to up your tech game.
#digitaltransformation #automation #AI #businesstips

How to optimise your business: look for strategic partnerships
Want to optimise your business? One way is to explore strategic partnerships and form an association with other brands, both inside and outside your current market.
#strategicpartnership #partnership #businesstips

How to optimise your business: build on those customer relationships
Building better relationships with your customers is a key way to optimise your business for the future. We’ve got five tips for nurturing those customer relationships.
#customer #relationships #businesstips

How to optimise your business: Nurture your team and employee experience
Being a caring and supportive employer is a great way to improve your employee experience. We’ve got five tips for building better employee relationships and motivating your team.
#employeeexperience #employer #businesstips

Inspirational podcasts for your business
Podcasts are the new radio but for many business owners, there are often not enough hours in the day. Here are 9 to educate, entertain and inspire your next business move.
#smallbusiness #podcasts

How to optimise your business: diversify into new areas
Diversification is an amazing way to optimise your business. Find out how evolving your offering increases your customer base, boosts your sales opportunities and reduces risk.
#diversify #smallbusiness #businesstips

Getting help with your small business debt
Is your business debt getting out of control? Come and talk to us about strategies for reducing debt and getting cashflow under control.
#tax #accounting #businesstips

How to optimise your business: get proactive with your finances
Looking to get in control of your finances in 2025? Embracing the latest financial tech is a great way to put yourself in the driving seat. We’ve got five ways to boost your finances.
#finance #accountingtech #businesstips

Are You Suffering from Business Burnout?
Are you feeling burned out from your business? There are some simple strategies to regain enthusiasm. Talk to us about how we can relieve the stress by managing systems, tech, payroll or other financial administration.
We’ll back your recovery.

Is your bank truly supporting your business?
Only 40% of Australian SME customers are ‘somewhat positive’ about their bank. If you’re not getting the finance support you need from your bank, maybe it’s time to look at alternative finance options?
#finance #banking #funding #businesstips

Budgeting for success: the importance of good financial management
A solid budget is the foundation for your company’s financial management and success. Here are 4 ways to stay in control of your business budgeting
#businessadvice #SmallBusiness #budgeting

2024–25 Federal Budget Highlights
2024–25 Federal Budget Overview On May 14, 2024, Australia’s Federal Treasurer, Dr. Jim Chalmers, presented a budget he described as “responsible” and designed to “help
Review your expenses – and save yourself money
Need to rein in your expenses? We’ll review your current costs, find the expenses that could be cut and provide a proactive spend management programme to reduce your spending.
#businessadvice #SmallBusiness #SmallBiz #SMB #expenses

Tax planning helps you do more with your money
Tax may be boring, but smart use of tax planning is a superb way to help your company do more with your money.
#tax #accounting #businesstips #tax #taxplanning

Overcoming Imposter Syndrome: A Business Owner’s Guide
Imposter syndrome is a common challenge faced by many business owners. It can hinder personal growth, decision-making, and overall well-being. It impacts 70% of business owners at some point. We look at steps you can take to overcome and move forward.

Setting goals for you and your business in 2024
If you are reflecting on where you are at and thinking about your business goals for the year ahead, we can help you establish measurable goals for your business in 2024.
#smallbusiness #newyearsresolutions #goalsetting

Understanding SMSF and Property Investment
What is an SMSF? A Self-Managed Super Fund (SMSF) is a private superannuation fund regulated by the Australian Taxation Office (ATO). Unlike regular super funds,
Preparing your business for a sale
Hoping to sell your business in the next five years? We’ll help you get your business in order and come up with a sale plan that delivers the best possible sale price.
#businessadvice #SmallBusiness #exitstrategy
What to look out for when buying a business
Planning on purchasing a business? We’ve got five key questions for you to consider before you dive in at the deep end and complete the acquisition.
#businessadvice #SmallBusiness #M&A #businesssale #deals
Plain English guide to profit and loss
When you’re in control of your profit and loss (P&L), you have a tighter hold on the reins of your profitability. Read our Plain English guide to P&L and learn how to boost your profits.
#tax #accounting #businesstips #ProfitAndLoss #P&L
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